Your Finances, Your Future
We don’t think you should ever have to choose between your financial goals and your educational goals. So, with Affirm we can offer top-quality education over time.
Buying with Affirm is simple
1. Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision
2. Choose how to pay
Pick the payment plan you like best, from 4 interest-free payments every 2 weeks to monthly payments up to 36 months
3. Pay over time
Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders
Just select 
at checkout
Buy with confidence
With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.
Transparent
Never pay more than the price of your purchase. Affirm tells you up front the total amount you’ll pay. That number will never go up.
Flexible
You choose the payment schedule that works for you. Our smart checkout gives you the options.
Fair
Affirm won’t charge you late fees or penalties of any kind, ever.
Your rate will be 0% APR or 10-36% APR. For example, a $1000 purchase might cost $73/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.
Frequently asked questions
Not all purchases will offer Affirm as a payment option. If your final purchase qualifies for Affirm, you will see it offered during checkout.
Yes! Just contact Affirm directly to arrange your payment.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Yes, you can return an item you purchased with Affirm. Just start your return with FHEA by following our refund policy.
No – your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
You can visit their website at affirm.com.